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LMA v BMFA insurance

Has anyone jumped ship to the LMA?

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cymaz23/05/2016 18:32:07
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It will make or break the bmfa

Martin Harris23/05/2016 19:05:22
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Posted by Geoff Sleath on 23/05/2016 16:12:31:

The only way any activity can have a hope of influencing government policy which affects its activity is by joining together and whilst the BMFA is far from perfect (what is?) it's the only show in town protecting model flying in all its forms. I'll continue to support it

Sensible words, in my opinion. There is a strong competition representation on the executive and area councils but there are also grass roots modellers who have no agenda other than to support the health of the hobby. To dilute the effectiveness of the BMFA as our representative body (at least south of Gretna) for the sake of making a point and saving a small amount of money seems rather short sighted - far better to lobby your local representatives or even take an active part if you're worried about particular issues.

Pete B - Moderator23/05/2016 20:44:32
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Watch your language, please, gents. One post deleted and another edited for quoting it....

Pete

ChrisB23/05/2016 21:27:37
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Is everyone that hard up that the difference of, lets say £5 increase in subs is enough to make people move away from an established organisation that works for the the hobby as a whole. Both LMA and BMFA have their own benefits.

You can be in an organisation and not be involved in the NFC, Nats or shows.

£30 a year, that's 63pence a week!!

Car insurance, house insurance, breakdown cover...if you never use it, then what a waste of money!

Fill your car with fuel and then not drive for a month...waste of money!

I know of people who buy a new car every 3 years but complain about the cost of a gallon of glow fuel...madness!!

You can be a member of one or both, or take your chances and attempt to find the equivalent cover from a third party, or not at all and really cross your fingers! 

CB

 

Edited By ChrisB on 23/05/2016 21:48:38

John Helling24/05/2016 22:25:05
65 forum posts

As a newbie to model flying and insured with BMFA

I am surprised that if BMFA and LMA are underwritten by the same company that one can be covered by both insurance policies to cover the same models.

Has anyone looked into the implications of having models covered by two insurance policies, what the difficulties might be in making a claim (we all hope it will never happen).

Regards JH

ChrisB25/05/2016 00:41:50
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If you have to make a claim the you would inform both companies and but only claim using one. To some extent it depends on the context in which you are flying or are operating and perhaps the model involved. Most people operate as members of the BMFA which has about 36000 members and 800 affiliated clubs, whereas the LMA have around 1100 members and only one or two club which are, I think. affiliated.

Therefore nine times out of ten the BMFA will be the claim with the LMA being notified. As you say the underwriters are the same. The biggest difference i can see is that of committee and club equipment cover that the BMFA has over the LMA but I may be mistaken.

CB

Kevin Wilson25/05/2016 07:35:32
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I find it interesting how many references in this thread to minority interests.

Aeromodeling as a hobby is a minority interest. And is made up of lots of even more minority interests.

Is it just the perception of 'what doesn't interest me is a minority interest'.

I dont fly FPV, Slope, Turbines, IC, Freeflight, DS, Rotorcraft, CL, >20kg etc which one is the minority interest?

Ultimately as a group of like minded minority interests we must pull together to present (at least outwardly) a cohesive whole.

I'm Ready, Aim, FIRE!

john stones 125/05/2016 08:47:39
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Posted by Kevin Wilson on 25/05/2016 07:35:32:

I find it interesting how many references in this thread to minority interests.

Aeromodeling as a hobby is a minority interest. And is made up of lots of even more minority interests.

Is it just the perception of 'what doesn't interest me is a minority interest'.

I dont fly FPV, Slope, Turbines, IC, Freeflight, DS, Rotorcraft, CL, >20kg etc which one is the minority interest?

Ultimately as a group of like minded minority interests we must pull together to present (at least outwardly) a cohesive whole.

I'm Ready, Aim, FIRE!

Correct Kevin all just part of the same crowd, no one more important than the other.

Timothy Harris 126/05/2016 10:54:32
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Well said Geoff. In terms of political power and influence bigger is definitely better. There is no way a government will be bothered to communicate with minority organisations of what is an already minority hobby. From a solely individual point of view saving a few pounds may seem logical, however the future for model flying is not going to be easy and there is pressure for regulation to increase. I think we need an organisation that provides more than just simple insurance, but can lobby government authorities on our behalf. I am also a CTC member for the same reason.

Bruce Austin05/01/2017 18:24:20
225 forum posts
1 photos

Hi Guys,

Later this year, I am planning to visit Portugal.

I have been scratching for information, without success so far, about legal/ BMFA insurance equivalent for some casual slope soaring on the Portuguese coast.

Can somebody please direct me to the correct source of information (in English), or advise me????

I am a BMFA paid up member

Go With the Flow

Bruce

ChrisB05/01/2017 18:32:41
828 forum posts
28 photos

Hi Bruce, if you contact the BMFA office, they will be able to advise.

The link below may also help.

**LINK**

CB

John Lee05/01/2017 18:37:18
359 forum posts
15 photos

Yes the BMFA offer complimentary insurance when flying abroad. I got cover notes by return for Canada & the USA last year. They will also cover foreign visitors to this shore who want to fly with your club without chargeyes

Andy Symons - BMFA05/01/2017 18:54:16
289 forum posts
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Bruce
The standard cover you get as a BMFA member is worldwide cover.
Cheers
Engine Doctor05/01/2017 19:11:44
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Cant speak about LMA cover as I'm not a member but the BMFA offers far more than just insurance . They will help , advise or guide clubs through planning issues and many aspects of club activities. remember the Monty Python sketch

" What did the Romans ever do for us ?"

Andy4805/01/2017 22:04:47
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1014 forum posts
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After our break in, had we not been affiliated to BMFA, each club member would have had to stump up an extra £65 to replace the items stolen, or we would have had to charge at least £5-10 per member to provide our own club insurance.

The £3 pales into insignificance were either of the above to happen.

CARPERFECT05/01/2017 23:35:21
291 forum posts
6 photos

Does anyone know or has seen the BMFA accounts for how much the insurance premium is. I remember reading somewhere that the insurance was only about £14 per member. the rest of our money went into the BMFA coffers. If thats true the the LMA must be making a bit as they do not do much for general modeling. But they may pay a higher premium per member than the BMFA

ChrisB05/01/2017 23:58:19
828 forum posts
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I don't know the answer to your question but the LMA hold events that promote modelling such as Cosford, Elvington (with recent record crowds) and Much Marcle and attend full size shows like Cosford to name a few. Several charity donations are given each year which, as well as giving to good causes, also promote aeromodelling and, of course, the LMA. They sit on various working groups and CAA panels. The LMA is also beginning to fund a series of members flying sites.

The shows and events and sometimes one off pieces often appear on TV, all of which go to promote the hobby of aeromodelling.

The LMA is not just about giant models over 20Kg like 20ft Lancasters, its also about smaller models well under 20kg. Models which are now common place in most clubs.

CB

Gary Manuel06/01/2017 00:51:39
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Hope your not crediting LMA for record attendance at Elvington last year, which by pure coincidence happened to put on a full Vulcan XH558 display just before it was retired.

LMA Dave06/01/2017 02:11:11
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I can second what Chris B has said, also for the passed 5 years as I can remember (I am sure it is longer) no LMA member has paid more then £20 a year for there membership if they haven't let it laps. The LMA Journal is part of your membership and is available at shows on our stand even for non members (I am the editor of that magazine). The last thing the LMA want is to see is the BMFA, JMA or any others lose members.

We are here to help promote model flying and support charities (2016 was the Air Ambulance) where ever we can, we believe our shows and the odd TV appearance dose just that.

Show flying you ether love it or hate it, you are realistically only going to get two flights in the day, but it is not only about flying it's being there to talk to the public about your plane or planes and the hobby in general, socialising with other like minded people. It is not only about large models ether, we have plenty of club size models ,there is evening flying at our shows for anyone who might need a fix.

Which ever way we look at it the shows are the life blood of the LMA it enables us to support lots of charities, museums being one of the biggest benefactors. We supported the Vulcan Trust for years to help keep her flying, we will continue to support them in the future, BBMF in the past and again will be in the future, Hospice's up and down the country I could go on but I think you get the idea.

What you get as a member, well same insurance cover as the BMFA, your Journal, like the BMFA news, discount on entrance price and on camping at the shows free hospitality behind the flight line, free fly-ins up and down the country. Last two years free lunch at our AGM and behind the sciences tour of the workshops at RAF Cosford. renewed membership for £20 ( although the last bit hasn't changed for years there is no guarantee it won't in the future)

We do work closely with the BMFA on safeguarding model flying we are currently involved with the BMFA along with SAA with the EASA Draft Rules on Unmanned Aircraft.

I am sure the LMA do things that members disagree with. But whatever you think we are all in this together regardless of what Association you are in.

LMA Dave06/01/2017 02:19:27
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Posted by Gary Manuel on 06/01/2017 00:51:39:

Hope your not crediting LMA for record attendance at Elvington last year, which by pure coincidence happened to put on a full Vulcan XH558 display just before it was retired.

Gary we also had record crowds this year too, I don't think we will ever beat 2015, but I doubt anybody else would ether.

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